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How do you check your credit rating?

Written by Paul Vincent on .

Bm Credit Score 1 0.jpg

Many businesses aren’t aware that when applying for finance, lenders will check the credit scores of the business and its directors.

Your credit score can be affected by a range of things, including:-

  • Unpaid bills (yours or others at your address)
  • Whether you’re on the electoral roll
  • Paying suppliers promptly
  • Past searches for credit (including getting quotes for finance or utility contracts)

If you have been surprised to be declined finance it may be worth asking a credit reference agency for your score – visit www.bipa.uk.com to find out more.